Investment Planning Associates may only transact business in those states or countries in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Investment Planning Associates’ website is limited to the dissemination of general information pertaining to its financial planning and investment advisory services. Content contained on or made available through the website or Investment Planning Associates’ Social Media channels is not intended to and does not constitute legal, tax or investment advice, and no advisory relationship is formed. Investment Planning Associates does not, and will not, effect or attempt to effect transactions in securities, or the rendering of personalized investment or financial planning advice for compensation, through this website. Certain information contained herein is derived from sources that Investment Planning Associates believes to be reliable; however Investment Planning Associates does not guarantee the accuracy or timeliness of such information and assumes no liability for any resulting damages. Please contact Investment Planning Associates at 240-430-3000 to find out if we may conduct advisory business in the state or country where you reside. For information about Investment Planning Associates registration status and business operations, please consult the Firm’s Form ADV disclosure documents. The most recent version of our disclosure brochure is available on the SEC’s Investment Adviser Public Disclosure website at the SEC's website adviserinfo.gov, and using our firm name.