Our Mission


Investment Planning Associates, Inc. (IPA) is a fee-only financial planning and investment management firm located in Rockville, MD. Founded in 1990, IPA uses a sensible low cost approach to investing based on over 25 years of personal investment experience and the collective wisdom of history’s most successful investors. Our fee-only approach removes any conflict of interest that may arise between clients and advisors since we are not affiliated or compensated for the use of any specific investment products.



IPA seeks to earn the trust, confidence and long term loyalty of its clients by helping them make important financial decisions, delivering excellent risk adjusted rates of return and providing a superior level of personalized service. We strive to achieve this through our integrity, knowledge and dedication to our clients.



As a client of IPA, we promise the following:

  • Your privacy is of utmost importance to us and we are committed to safeguarding all personal and financial information you share with us.
  • We are fiduciaries and will always put our clients interest above all else.
  • We are a fee-only firm, meaning we receive no sales commissions, product incentives or third-party payments of any kind.